I'm cool with banning the Pass/Run Commits, but Gameplanning I have no problem against users using.
I put my Zone Coverage on aggressive because when I play people who throw shallow crossing routes my linebackers will be closer to the line of scrimmage instead of backing up to the first down marker like they usually do. Or I will adjust it back to balanced on 3rd downs or if I am playing someone who likes to throw alot of deep routes. On defense the option play setting also helps in determining how you want to play the option plays, you can make adjustments to how a user plays. On offense I change my tempo, because I run an uptempo offense and tell my receivers to get open because I hate when they run a route and just stand there. I was always taught to keep moving or find space.
The only one I disliked is the strip ball one, because some people would leave it on aggressive all game and get dumb amounts of fumbles.