some of the bowl games that could have a user-user matchup(not sure if the game follow this 100% though):
Champs Sports Bowl - Big East #2 vs. ACC #3
Music City Bowl - SEC #7 vs. ACC #6
Meineke Car Care Bow - ACC #5 vs. Big East #3
Chick-fil-A Bowl - ACC #2 vs. SEC #5
Outback Bowl - Big Ten #3 vs. SEC #3/4
Capitol One Bowl - SEC #2 vs. Big Ten #2
Gator Bowl - Big Ten #4/5 vs SEC #6
PapaJohns.com Bowl - SEC #8/9 vs. Big East #5
any of the BCS games could see user-user matchup, depending on who gets to the NC game.
I'll say the Capitol One, Champs Sports, and Outback Bowl games see the most user-user matchups over the seasons, at least for the non-BCS bowl games.
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