I really thought the snow storms would help us advance faster lol, hope no ones homes were damaged too badly!
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I really thought the snow storms would help us advance faster lol, hope no ones homes were damaged too badly!
Snow storms, bah...I've still had to work all week.
Anyone on here do any investing? Or sell some stocks and have to claim them on their taxes?
yea i have, why
First thing is to figure out if you held them for longer than 1 year, that is the big tax break...if you held them for less that one year (i.e. u bought it then sold it before 360 days was up) you are taxed on any profits at your income level+profits so it CAN push you into the next tax bracket.
If you held it for longer than one year, it is taxed much less, for a married couple claim i think up to 60,000 total is tax free income if your current income comes under less than that. So say my wife makes 35 grand, i make 0 as a student...i can sell stock and profit 25,000 and have tax free income on that 25 grand.
After that it tiers up. the table here can help http://en.wikipedia.org/wiki/Capital..._United_States
just use the 2008- 2012 part of the table. Long term cap gains is taxed at 15% after those first two tiers of tax free income. It goes up to 20% in 2013 if we do not extend bush tax cuts (i.e. we do not raise taxes as conservatives would say)
*edit* according to chart it is 67,000 not 60000.
also losses can lower your income level but that is trickier and i am not as well versed on that side of things
Thanks Prime, like I said last night it's a big mess.
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At any point along the way, are we going to change teams and or conferences? I am not ready to change just yet, I want to see what kind of team I can build with VT, but at some point, I would like to get back in the SEC.
Well, I changed last season, but that was to a Pac-10 team. I wouldn't expect we'll be changing teams except to conferences where we already have teams ... unless multiple people choose to move at the same time. Or multiple people were interested in moving to various conferences, so we were spread semi-equally. We intentionally limited ourselves to just a few conferences in order to have User matchups.
Now, all that being said ... Powerhouse is known for stopping and then starting over. It's always possible that we're getting to that point too.
i wont be changing teams, too far along now and getting to see all my recruits become juniors and seniors is nice...a restart would just put me on the sideline until ncaa12 i think.
Now that I am starting to build depth, although that could all be taken away in the next two years, it would be hard to change teams/restart. Just like Jeff however, I am not going to stop guys from changing teams as long as we can keep a balance. I'd like to see a minimum of 3 users per conference so if some guys want to make a move to the SEC just make sure you and two others go, but make sure there will be three guys remaining in the conference(s) you are leaving.
As it stands right now:
ACC:
Clemson - Escobar
Florida State - FSUPrime
Miami - Ryby6969
VaTech - RCSinger
Big 10:
Michigan - Oneback
Penn State - psusnoop
Wisconsin - gschwendt
Pac 10:
Oklahoma - IronDragon
Oregon - Kingpin
Texas - Papa Lonestar
Texas AM - JeffHCross
USC - psuexv
Singer, I know you'd probably like to move to Alabama, you might want to start talking to some of the guys over in the Pac 10 to see if they'd be willing to make that move with you.
Yeah, I know guys wouldn't want to restart (especially FSU, Papa, and other national contenders ;)), it was just an observation that each of the last two years we've stopped and restarted at some point. And we didn't this year. Though, of course, neither time did we get more than a couple years into it before the restart.
Well, Some of us are {ahem} a little lesser talented than the rest. A 3 user move to the SEC would maintain a fair amount of balance and give us #15's plus a better chance at scoring a conference championship and competing in a january bowl game. Like I said, I am not ready right this minute, I would like to continue to build VT at least until I get a straight A- team and see how I fair. But I bleed Crimson and White and if others are interested in moving in a season or two, I'd love to make that move. Just keep a decent rotation of user/user OOC matchups.
Any other users who might be interested in moving to the SEC, hit me with a message.
Good thing about the SEC is there is no lack of traditional powerhouse teams, Alabama, Florida and Tennessee whould be three that stand out.
yep and bama is pulling a sick class right now
I wouldn't mind switching with you RC. I would pick Georgia, but I would like to play 1 or 2 more years with Clemson. That means someone from the Pac-10 would have to move to the ACC.
And yet again I'm reminded that I hope, hope, hope that some year it will be possible for us to throw everyone into Independents so we wouldn't have to worry about this stuff.
Well, that's 2, One more (and someone who would move to ACC from pac 10) and we would be set. I too want to play one or two more seasons with VT. I am recruiting an impressive class this year and would like to see how they fare in about 2 seasons.
Another SEC powerhouse team is LSU.
Let's be honest ... you could play practically anyone that's not Vanderbilt and still be a "powerhouse" team. Kentucky's borderline even.
Singer at Alabama scares me ... they're already Top 3 in recruiting, and we all know what Papa did to us last year with Bama.
Hehe, Oneback took Penn St and I took Alabama (the game roster) and he beat me quite convincingly. It was close for a while but in the end, he took the game with ease.
We'd have someone to compete with Texas in terms of recruiting...in all honesty though recruiting with Michigan has gotten pretty easy at this point as well.Quote:
Originally Posted by JeffHCross